• Param Personal

    Free digital account, all in one app, earn as you spend with ParamKart, pay and get paid easily, hassle free!

    Param Personal
    Param Mobile

    Manage your money from your smartphone.

    Param Kart

    Spend as you top up, get cashback as you spend.

    Findeks Risk Report

    Get your risk report instantly, learn your credit score in seconds.

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    Advantages

    Enjoy the priviliges of ParamKart when you shop at many brands.

    • Mavi
    • Opet
    • Teknosa
    • Boyner
    • Market
    • Ikea
    All Advantages

  • Param Business

    With Param Business, you can benefit from Param advantages for your business. This commercial account can be used like a commercial bank account.

    Param Business

    Accept Payments by Param

    Virtual POS

    Receive Online Payments Safely and Fastly

    Physical POS

    Receive Payments Securely and Uninterruptedly from Our Android POS Devices.

    Mobile POS

    Get Payments by Turning Your NFC-Enabled Smartphone or Tablet into a POS Device

    Marketplace Solution

    Get Payment Easily on Your E-Commerce Site Working with the Marketplace Model

    Param Business Card

    Optimize your bussiness spend.

    Param Member Cards

    Carry it on your mobile phone or in your wallet!

    Param Courier Card

    Integrated financial management solution for the entire courier ecosystem

    Developer

    Integrate directly with our systems.

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    Param Group Companies

    Finrota

    Open Banking and Online Collection Systems

    Kredim

    "Personal and Commercial Shopping Credit with BNPL"

    Univis

    Hardware Supply, Technical Service, and Support

    Univera

    Digital Solutions for Sales, Service, Payment, and Logistics Processes

    Twisto

    Shopping on Credit with BNPL in Europe

    Paramtech

    Financial Technology and Infrastructure Provider

    Nebim

    Enterprise Resource Planning (ERP) and Retail Software Provider

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Param Support

Param Courier Card

Receive your earnings instantly! Meet the Param Courier Card for better financial management and instant 10% cashback at dozens of brands, and earn more.

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Param Courier Card

We Offer Tailored Solutions
for Both Couriers and Businesses

With the Courier Card, we provide couriers instant access to their earnings and dozens of cashback opportunities, while giving businesses the ability to easily manage payout and reporting processes from a single platform.
We help businesses reduce operational workload while increasing courier loyalty and satisfaction.

Param Courier Card for Businesses

Operational Convenience

Easily manage payment distribution and reporting operations from a single platform.

Courier Loyalty

With the Param Courier Program, enhance courier satisfaction and strengthen their connection to your company.

Easy Integration

Discover easy integration options that allow you to perform transactions directly through your own interfaces.

Param Courier Card for Couriers

Instant Payments

Receive your earnings instantly to your TROY-branded card and enjoy seamless access to your money.

Expense Control

Track your income and expenses easily through the Param Mobile.

Exclusive Insurance

Easily access exclusive insurance offers designed especially for you.

Apply for the Courier Card
Activate Your Virtual Card from Param Mobile
Earn as You Spend with Param Courier Card

Exclusive Shopping Opportunities at Partner Brands

All Advantages

Frequently Asked Questions

You can easily apply through the special web form shared with you by your employer or via the application step on this page.

Once your application is approved, your card will be created and delivered to you.

You can earn 10% cashback at selected brands listed on our website and Param Mobile.
You can also earn cashback at varying rates on all other purchases.
Param Mobile App
Param Mobile QR

Scan QR code
Download the App

Enjoy the advantages

Download the application
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