• Param Personal

    Free digital account, all in one app, earn as you spend with ParamKart, pay and get paid easily, hassle free!

    Param Personal
    Param Mobile

    Manage your money from your smartphone.

    ParamKart

    Spend as you top up, get cashback as you spend.

    Findeks Risk Report

    Get your risk report instantly, learn your credit score in seconds.

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    Advantages

    Enjoy the priviliges of ParamKart when you shop at many brands.

    • Mavi
    • Opet
    • Teknosa
    • Boyner
    • Market
    • Ikea
    All Advantages

  • Param Business

    With Param Business, you can benefit from Param advantages for your business. This commercial account can be used like a commercial bank account.

    Param Business

    Accept Payments by Param

    Virtual POS

    Receive Online Payments Safely and Fastly

    Physical POS

    Receive Payments Securely and Uninterruptedly from Our Android POS Devices.

    Mobile POS

    Get Payments by Turning Your NFC-Enabled Smartphone or Tablet into a POS Device

    Marketplace Solution

    Get Payment Easily on Your E-Commerce Site Working with the Marketplace Model

    Param Business Card

    Optimize your bussiness spend.

    Param Member Cards

    Carry it on your mobile phone or in your wallet!

    Developer

    Integrate directly with our systems.

    Blog

    Param Group Companies

    Finrota

    Open Banking and Online Collection Systems

    Kredim

    "Personal and Commercial Shopping Credit with BNPL"

    Univis

    Hardware Supply, Technical Service, and Support

    Univera

    Digital Solutions for Sales, Service, Payment, and Logistics Processes

    Twisto

    Shopping on Credit with BNPL in Europe

    Paramtech

    Financial Technology and Infrastructure Provider

    Nebim

    Enterprise Resource Planning (ERP) and Retail Software Provider

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Get Fast & Secure
E-Commerce Payments with Param Virtual POS!

Boost your earnings with a competitive %2,19* commission rate. Accept installment payments from all bank and credit cards, with no surprise costs or additional fees.
Apply now, upload your documents, and start accepting payments instantly!

  • Competitive commission rate of 2.19%*
  • No Surprise Costs or Hidden Fees
  • Accept Installment Payments from All Bank & Credit Cards
  • Apply, Upload Documents, and Start Accepting Payments
Competitive Commission Rates

ParamPOS Application Form

ParamPOS is Always by Your Side with Low Commission Rates!

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345+ Billion

Total transaction volume in 2024

287+ Million

Total transaction number in 2024

100k+

Number of customers who prefer ParamPOS

Virtual POS
Physical POS
Mobile POS

ParamPOS Advantages

Next Day Payment

Your collections are in your account the next business day.

Accept Installment Payments

Start accepting installment payments with credit cards from partner banks.

Single Contract

Manage the payments you will receive from a single contract.

Uninterrupted Collection

Manage your online payment processes seamlessly with ParamPOS's secure infrastructure.

Single Dashboard

You can manage the payments you receive from a single panel.

Regular and Safe Collection

Experience the ease of automated billing with our PCI DSS certified system that securely stores your customers' card information.

24/7 Support Service

Our experts are ready to help with any problems you might face.

Virtual POS
Physical POS
Mobile POS

ParamPOS Fee and Commission Rates

Apply for ParamPOS
The lowest commission rates in online collection are at Param Virtual POS to Param Business Card owners.

  • Make your collections with a special commission rate for Param Business Card owners. The payments you receive will be instantly transferred to your Param Business Card account.

  • Reach higher turnover with the lowest commission rates. Get the opportunity to earn as you spend on your purchases with Param Business Card.

  • Benefit from special privileges with your Param Business Card from Opet, CarrefourSA, Boyner, IKEA and many valuable brands.

Benefit from our affordable commission rate. Your collections will be transferred to your account the next business day.

  • Make your collections without interruption, easily and securely.

  • Take your business to the international level with payments you can accept from anywhere in the world.

  • Start accepting payments within 24 hours after application and manage your collections from a single dashboard.

  • Easily view the money accumulated in your POS by tracking your account movements via Param Corporate E-Branch. Your overdue collections will be automatically transferred to your accounts.

  • You can contact our support line, which is at your service 24/7 for all your questions and needs.

Apply for ParamPOS

Gain New Customers with ParamPOS

Upgrade your payment system with ParamPOS. Our seamless integration and instant payment processing let you offer your customers the latest payment options. Make our customers your customers.

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You Can Accept Payments from Anywhere with Param Virtual POS

Kolay Tahsilat
Easy Collection

You can accept single or installment payments by integrating our ready-to-use collection page into your website and mobile application.

ParamTIK
ParamTIK

You can make collections via social media with a single link, without the need for any additional method such as EFT, money transfer or paying at the door.

Reduces Costs and Boosts Earnings

Param Business Card, tailored for your business, helps you reduce costs with competitive virtual POS commission rates, while increasing your earnings through cashback opportunities on your spending at partner merchants.

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Param Business Special for Business

Frequently Asked Questions

Param Virtual POS is a digital payment solution that enables you to securely and quickly accept payments from all bank and credit cards. Offering uninterrupted service 24/7, it streamlines your online sales and safeguards your payment processes.

To benefit from the ParamPOS service, simply fill out the virtual POS application form.

Our expert team will review your application quickly, and if you meet the requirements, you can start accepting payments within 24 hours.

Once your application is approved and the contractual requirements are fulfilled, you can start actively using ParamPOS within 24 hours.

Payments processed via ParamPOS are securely transferred to your account on the next business day, quickly and without any issues, under the assurance of Param.

For Param Business Card holders, the Param Virtual POS commission rate is a special 2.19%. The standard commission rate is 4.15%.

The primary advantage that sets ParamPOS apart from other payment providers is its structure, which simultaneously protects your business's profitability and cash flow. ParamPOS completely eliminates surprise costs such as annual fees, setup charges, or turnover commitments. Your earnings remain clearly yours, without suffering from unforeseen deductions.

With the option for next-day settlement, it enhances your business's financial flexibility and operational strength by ensuring you receive your money quickly. In short, with ParamPOS, your money reaches you both in full and faster.

No. There are absolutely no surprise fees, such as annual Virtual POS fees, setup charges, additional costs per transaction, or turnover commitments. You operate solely on transparent commission rates.

Yes. ParamPOS provides a secure payment infrastructure fully compliant with international 3D Secure and PCI DSS security standards, protecting both your and your customers' information at the highest level.

Yes, the integration process is quite simple. There are ready-made plugins for popular e-commerce platforms (such as WooCommerce, OpenCart, Magento, etc.) and detailed documentation for developers. With a single integration, you can start accepting payments from all bank cards.
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