• Param Personal

    Free digital account, all in one app, earn as you spend with ParamKart, pay and get paid easily, hassle free!

    Param Personal
    Param Mobile

    Manage your money from your smartphone.

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    Spend as you top up, get cashback as you spend.

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    Get your risk report instantly, learn your credit score in seconds.

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    Advantages

    Enjoy the priviliges of ParamKart when you shop at many brands.

    • Mavi
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  • Param Business

    With Param Business, you can benefit from Param advantages for your business. This commercial account can be used like a commercial bank account.

    Param Business

    Accept Payments by Param

    Virtual POS

    Receive Online Payments Safely and Fastly

    Physical POS

    Receive Payments Securely and Uninterruptedly from Our Android POS Devices.

    Mobile POS

    Get Payments by Turning Your NFC-Enabled Smartphone or Tablet into a POS Device

    Marketplace Solution

    Get Payment Easily on Your E-Commerce Site Working with the Marketplace Model

    Param Business Card

    Optimize your bussiness spend.

    Param Member Cards

    Carry it on your mobile phone or in your wallet!

    Developer

    Integrate directly with our systems.

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    Param Group Companies

    Finrota

    Open Banking and Online Collection Systems

    Kredim

    "Personal and Commercial Shopping Credit with BNPL"

    Univis

    Hardware Supply, Technical Service, and Support

    Univera

    Digital Solutions for Sales, Service, Payment, and Logistics Processes

    Twisto

    Shopping on Credit with BNPL in Europe

    Paramtech

    Financial Technology and Infrastructure Provider

    Nebim

    Enterprise Resource Planning (ERP) and Retail Software Provider

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Secure Payments, Total Control with Param Virtual Card

Take full control of your finances with the Virtual Card. Make secure payments online, in-store, and abroad. Minimize risks and earn as you spend.

Create Virtual Card
Secure Payments, Total Control with Param Virtual Card
Sanal Kart ile hesaplarınız güvende

Your Accounts Are Safe with the Virtual Card

Avoid sharing your main card details online. The Virtual Card puts you in full control because you set the limit. It ensures maximum security as it isn't linked to your bank account.

Just like a physical card, it has a 16-digit number, an expiration date, and a CVV code. You can use this information to make all your online payments easily and securely.

Download Param Mobile
Create Your Virtual Card
Earn As You Spend

How Does the Param Virtual Card Work?

The Param Virtual Card is designed to make your financial life easier and more secure.
Here is a quick look at what you can do.

With Param Virtual Card

Making Payments Made Practical

Pay quickly, securely, and practically. Everything from online and in-store purchases to automatic subscription management is right at your fingertips.

Create Virtual Card
Making Payments Made Practical

Privileged shopping from contracted brands

All Advantages

FAQ

A Virtual Card is a digital card designed for secure online purchases without exposing your primary account details. You have full control over it and can create one instantly, for free, to start spending right away.

You can create your virtual card in seconds—no physical card required. Simply log in to the Param mobile app or website and click "Create Virtual Card." Your card is generated instantly. Just top it up, and it's ready for all your online and QR code payments.

You can use your Param Virtual Card for fast and secure transactions on countless online platforms. Additionally, thanks to the QR code feature, you can also use it for convenient payments in physical stores. It’s your go-to card for both digital and in-store shopping.

No, the Param Virtual Card is completely free. There are no fees for creating, using, or canceling your card.

Yes, you can enjoy all our cashback benefits when you use your Param Virtual Card. Please visit our cashback rewards page to see the latest offers and their terms and conditions.

Yes! The Param Virtual Card can be used for international payments on any online platform that accepts our card network (e.g. Visa).
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