• Param Personal

    Free digital account, all in one app, earn as you spend with ParamKart, pay and get paid easily, hassle free!

    Param Personal
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    Manage your money from your smartphone.

    ParamKart

    Spend as you top up, get cashback as you spend.

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    Get your risk report instantly, learn your credit score in seconds.

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    Advantages

    Enjoy the priviliges of ParamKart when you shop at many brands.

    • Mavi
    • Opet
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    • Boyner
    • Market
    • Ikea
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  • Param Business

    With Param Business, you can benefit from Param advantages for your business. This commercial account can be used like a commercial bank account.

    Param Business

    Accept Payments by Param

    Virtual POS

    Receive Online Payments Safely and Fastly

    Physical POS

    Receive Payments Securely and Uninterruptedly from Our Android POS Devices.

    Mobile POS

    Get Payments by Turning Your NFC-Enabled Smartphone or Tablet into a POS Device

    Marketplace Solution

    Get Payment Easily on Your E-Commerce Site Working with the Marketplace Model

    Param Business Card

    Optimize your bussiness spend.

    Param Member Cards

    Carry it on your mobile phone or in your wallet!

    Developer

    Integrate directly with our systems.

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    Param Group Companies

    Finrota

    Open Banking and Online Collection Systems

    Kredim

    "Personal and Commercial Shopping Credit with BNPL"

    Univis

    Hardware Supply, Technical Service, and Support

    Univera

    Digital Solutions for Sales, Service, Payment, and Logistics Processes

    Twisto

    Shopping on Credit with BNPL in Europe

    Paramtech

    Financial Technology and Infrastructure Provider

    Nebim

    Enterprise Resource Planning (ERP) and Retail Software Provider

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Clothes Clothes

6% Cashback at Defacto
for ParamKart !

Spend with ParamKart at Defacto, earn 6% cashback.


Basic Information

  • Valid until 30.04.2024.
  • It also applies to online shopping. Franchises are not included.


General Information

  • The campaign is valid only for Param MC, Param Visa cards within Param Classic card type.
  • Cashback will be paid to ParamKart when the shopping is completed.
  • Cashback is oferred in addition to Defacto's other campaigns.
  • You need to have available balance in your ParamKart to benefit from the cashback.
  • TURK Elektronik Para A.Ş. and Defacto reserve the right to make changes to the campaign conditions.
  • Changes on purchases such as cancellation, return etc. during the campaign might affect the conditions of the cash payback. TURK Elektronik Para A.Ş. has the right and authority to revoke the cash payback in terms of order cancellation and order return (partially and/or completely).

Click to top up Turkish Lira to your ParamKart via Credit card or EFT. Cliq.

Click to apply for ParamKart. Cliq.

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