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Get Your Findeks
Risk Report

Easily obtain your Findeks Risk Report, which plays a crucial role in credit applications, directly from Param Mobile. Check your credit score and financial history effortlessly.

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#InstantFinancialStatus

Your Findeks Risk Report is in Your Pocket with Param
Mobile – Instantly Discover Your Financial Status!

Download Param Mobile and check your credit score and financial history with just one click.

Download and Register

Download Param Mobile and navigate to the My Transactions section to click on Findeks.

Get a New Report

Click on the "Get a New Report" option to submit a request.

Proceed to Payment

Make your payment using your ParamCard or credit card.

Enter Confirmation Code

Input the confirmation code sent via SMS from Findeks into the designated field and confirm.

Access Your Report

Once you receive the notification that your report is ready, access it instantly.

View Your Report

Access and view your report anytime from the My Reports section.

Findeks Risk Report Sample

Download a sample Findeks Risk Report instantly and explore the information it includes. Safely store it for your records or easily share it whenever needed!

Download Sample Findeks Report
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#FinancialAnalysis

Your Roadmap to Financial Health

The Findeks Risk Report provides a detailed analysis of your credit score and financial status, sharing key insights with you. This report serves as a powerful reference in credit applications and purchases requiring regular payments.

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Scan the QR Code Download the App

Get your Findeks Risk Report with Param Mobile, manage your finances, and enjoy a seamless digital wallet experience with end-to-end financial solutions!

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Frequently Asked Questions

The Findeks Credit Score is a critical indicator used to assess your financial health. Banks and companies refer to this score to gain insight into your financial history. A high credit score enables you to access better payment terms, advantageous prices, and exclusive services for activities such as renting a home or car, purchasing a mobile phone, or buying appliances. Therefore, maintaining a high credit score becomes a vital factor in simplifying and enhancing your financial life.

You can instantly access your Findeks Credit Score through Param Mobile. By requesting your Findeks report in just a few steps, you can monitor your financial status. Once your report is ready, you’ll be notified immediately via message. All your requested Findeks reports can be easily accessed through the “Findeks, My Reports” section under the “My Transactions” tab in Param Mobile. This convenient method allows you to review your financial status anytime and act with confidence.

The most common reasons for a decrease in your credit score include irregular payment habits, delayed credit card payments, and excessive use of existing credit limits. Additionally, making frequent credit applications or consistently maxing out your credit card limits can negatively impact your score. To prevent this, it’s essential to track payment deadlines, pay debts on time, and use credit limits responsibly. Maintaining financial discipline is the most effective way to improve and sustain a high credit score.

In loan applications, a Findeks Credit Score of 1100 or above generally increases the likelihood of approval by banks. A score of 1500 or higher indicates a reliable credit history and makes obtaining loans significantly easier. However, each bank has its own risk policies. To improve your chances, it is advantageous to manage your payments consistently and keep your debts under control before applying for a loan.

The Risk Report provides a clear overview of your financial history, encompassing both individual and business-related information.Individual Section: Details about products such as loans, credit cards, and overdraft accounts obtained from banks and consumer finance companies. This section serves as a crucial guide to reviewing your personal financial health. Commercial Section: Includes information on businesses’ cash and non-cash loans, credit limits, and repayment performance. It also contains details about financial tools such as leasing and factoring.

The Risk Report aggregates data from all banks, consumer finance companies, factoring, and leasing firms in the country to provide the most accurate analysis of your financial status. This enables you to comprehensively view your past and current financial relationships and manage your financial risks more effectively.

The data in the Risk Report is compiled from all banks, consumer finance companies, factoring, and leasing firms in the country and is regularly updated to ensure the most accurate reflection of your financial status.