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Fees and Limits

You can view all fees, limits and rates related to Param account, card and POS services on this page.

Transaction Fees
Transaction Limits

Param account transaction fees

Account types
Param account
Param Business account
Account opening fee
Free
Free
Account maintenance fee
Free
Free
Funding via Credit/Bank/Prepaid Card on Param Mobile
Single Payment (Up to 1000 TL): 0% (7)
Single Payment (Over 1000 TL): 3.50% (8)
3 Installments: 9.07%
6 Installments: 13.98%
9 Installments: 19.55%
12 Installments: 25.12%
Single Payment (Up to 1000 TL): 0% (7)
Single Payment (Over 1000 TL): 3.50% (8)
3 Installments: 9,07%
6 Installments: 13,98%
9 Installments: 19,55%
12 Installments: 25,12%
Add money by money transfer
Determined During the Transaction. (1)
Determined During the Transaction. (1)
Add money by money transfer
(For amounts over 5,000 TL)
%0.25
%0.25
Checking Balance at ATM
PTT ATMs do not charge a commission fee.
Other ATMs: 0.27 TL
Commission fee is not charged at PTT ATMs.
Other ATMs: 0.27 TL
Send money to debit/prepaid card
2 TL (2)
2 TL (2)
Bill payment fees
Determined During the Transaction.
Determined During the Transaction.
Foreign exchange
Free
Free
Early disbursement fee (pre-value date)
Amount* Tenor to value date* 0.03/30
Amount* Tenor to value date* 0.03/30
Unused Account Fee
9,95 TL(9)
9,95 TL(9)

ParamKart Transaction Fees

Account Types
Param Account
ParamBusiness Account
Account Opening Fee
Free
Free
Account Maintenance Fee
Free
Free
Funding via Credit/Bank/Prepaid Card on Param Mobile
Single Payment (Up to 1000 TL): 0% (7))
Single Payment (Over 1000 TL): 3.50% (8)
3 Installments: 9.07%
6 Installments: 13,98%
9 Installments: 19,55%
12 Installments: 25,12%
Single Payment (Up to 1000 TL): 0% (7)
Single Payment (Over 1000 TL): 3.50% (8)
3 Installments: 9.07%
6 Installments: 13,98%
9 Installments: 18,55%
12 Installments: 25,12%
Fund Deposit from PTT and Halkbank ATMs
Commission fee is not charged at PTT ATMs.
Halkbank ATM:
0-499 TL: 0.5% + 0.50 TL
Transactions over 500 TL:
0.5% + 1 TL
Commission is not charged at PTT ATMs.
Halkbank ATM:
0-499 TL: 0.5% + 0.50 TL
Transactions over 500 TL:
0.5% + 1 TL
Funding via ATM
(Using Your Param Card at All Other Bank ATMs)
%1,14 + 1 TL (3)
%1,14 + 1 TL (3)
Funding via ATM
(Through Cardless Transaction Menu of DenizBank, TEB, and İş Bankası ATMs)
%0,25 (6)
%0,25 (6)
Send Money by money transfer
2TL (2)
2TL (2)
Transferring Money to Bank/Prepaid Card"
2TL
-
Daily withdraw limit
PTT: no fees
Halk Bank:
Upto 500 TL: 0.5% + 0,50 TL
500 TL+; 0.5%+ 1 TL
All other ATMs: %1.14+ 1 TL
PTT: no fees
Halk Bank:
Upto 500 TL: 0.5% + 0,50 TL
500 TL+; 0.5%+ 1 TL
All other ATMs: %1.14+ 1 TL)
FAST
Free
-

Param EPT Transaction Fees

Account Types
Param Personal Account
Param Business Account
Account Opening Fee
Free
Free
Account Maintenance Fee
Free
Free
(1) The cost of the transaction depends on your financial instution's fees. You will be informed before you finalise the transaction. If you enter the account or card number wrong while you add money, there is 3 TL correction fee.
(2) Early disbursement commission is charged when you would like to use your funds before the value date. There is also 2TL per transaction fee.
(3) Early disbursement commission (pre-value) is 1.14% and 1TL fee is applied per transaction.
(4) Live exchange rates
(5) For transactions of 5,000 TL and above, Param deducts a commission fee of 0.25% (2.5 per thousand). The maximum commission fee that can be deducted is 250 TL.
(6) The cash withdrawal (5,000TL or higher amount) commission for cardless transactions at DenizBank, TEB and IsBank ATMs is 0.25% (capped with 250 TL). Only Param Member Card Holders can withdraw cash by using cardless transactions.
(7) Not valid on Param MegaCards.
(8) 3.50% commission is charged when you add money equivalent to 1,000 TL or more within one month.
- The transaction fees include Banking and Insurance Transaction Tax (BITT)
- 4% commission is charged when you add money with bonus points.
(9) Our users who have not made any financial transactions (cash withdrawal, fund loading, spending, transfer transactions, etc.) in the last 6 (six) months will be charged a monthly "Unused Account Fee" of 9.95 TL for each subsequent month.

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