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Fees and Limits

You can view all fees, limits and rates related to Param account, card and POS services on this page.

Param account transaction fees

Account types
Param account
Param Business account
Account opening fee
Free
Free
Account maintenance fee
Free
Free
Add money with Credit/Debit/Prepaid Card
Single Payment (Up to 3000 TL): %0 (7)
Single Payment (Up to 3000 TL): 0%2.09 (7)
3 Installments: 6.73%
6 Installments: 10.82%
9 Installments: 15.46%
12 Installments: 20.10%
Single Payment (Up to 400 TL): 0% (7)
Single Payment (Over 400 TL): 2.09% (8)
3 Installments: 6.73%
9 Installments: 15.46%
12 Installments: 20.10%
Add money by money transfer
Determined During the Transaction. (1)
Determined During the Transaction. (1)
Add money by money transfer
(For top-ups over 1,000 TL)
%0.25 (5)
%0.25 (5)
Send money by money transfer
2TL (2)
2TL (2)
Send money to debit/prepaid card
2 TL (2)
2 TL (2)
Bill payment fees
Determined During the Transaction.
Determined During the Transaction.
Foreign exchange
Free
Free
Limit excess fee
%1.99
%1.99
Early disbursement fee (pre-value date)
Amount* Tenor to value date* 0.03/30
Amount* Tenor to value date* 0.03/30

ParamKart Transaction Fees

Account Types
Param Account
ParamBusiness Account
Account Opening Fee
Free
Free
Account Maintenance Fee
Free
Free
Add money with Credit/Debit/Prepaid Card
Single Payment (up to 3,000TL): 0% (7)
Single Payment (over 3,000 TL): 2.09% (8)
3 Installments: 6.73%
6 Installments: 10.82%
9 Installments: 15.46%
12 Installments: 20.10%
Single Payment (up to 1,000TL): 0% (7)
Single Payment (over 1,000 TL): 2.09% (8)
3 Installments: 6.73%
6 Installments: 10.82%
9 Installments: 15.46%
12 Installments: 20.10%
Add Money by Money Transfer
Determined During the Transaction. (1)
Determined During the Transaction. (1)
Add Money by money transfer
(For amounts over 3,000 TL)
%0.25 (5)
%0.25 (5)
Send Money by money transfer
2TL (2)
2TL (2)
Send money to debit/prepaid card
2 TL (2)
2 TL (2)

Param EPT Transaction Fees

Account Types
Param Personal Account
Param Business Account
Account Opening Fee
Free
Free
Account Maintenance Fee
Free
Free
(1) The cost of the transaction depends on your financial instution's fees. You will be informed before you finalise the transaction. If you enter the account or card number wrong while you add money, there is 3 TL correction fee.
(2) Early disbursement commission is charged when you would like to use your funds before the value date. There is also 2TL per transaction fee.
(3) Commission for excess limit usage is 1.99%. Early disbursement commission (pre-value) is 1.14% and 1TL fee is applied per transaction.
(4) Live exchange rates
(5) 0.25% comission is charged for the transactions equivalent to or more than 3,000 TL (capped with 250 TL)
(6) The cash withdrawal (1,000TL or higher amount) commission for cardless transactions at DenizBank, TEB and IsBank ATMs is 0.25% (capped with 250 TL). Only Param Member Card Holders can withdraw cash by using cardless transactions.
(7) Not valid on Param MegaCards.
(8) 2.09% commission is charged when you add money equivalent to 1,000 TL or more within one month.
- The transaction fees include Banking and Insurance Transaction Tax (BITT)
- 4% commission is charged when you add money with bonus points.

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