Fees and Limits

You can view all fees, limits and rates related to Param account, card and POS services on this page.

Transaction Fees

Transaction Limits

Param account transaction fees

Account types

Param account

Param Business account

Account opening fee

Free

Account maintenance fee

Free

Add money with Credit/Debit/Prepaid Card

Single Payment (Up to 1000 TL): %0 (7)
Single Payment (1000 TL and above): 0%2,49 (7)
3 Installments: 8,07%
6 Installments: 12,98%
9 Installments: 18,55%
12 Installments: 24,12%

Single Payment (Up to 1000 TL): 0% (7)
3 Installments: 8,07%
6 Installments: 12,98%
9 Installments: 18,55%
12 Installments: 24,12%

Add money by money transfer

Determined During the Transaction. (1)

Add money by money transfer
(For top-ups over 1,000 TL)

%0.25 (5)

Send money by money transfer

2TL (2)

Send money to debit/prepaid card

2 TL (2)

Bill payment fees

Determined During the Transaction.

Foreign exchange

Free

Early disbursement fee (pre-value date)

Amount* Tenor to value date* 0.03/30

Unused Account Fee

9,95 TL(9)

ParamKart Transaction Fees

Account Types

Param Account

ParamBusiness Account

Account Opening Fee

Free

Account Maintenance Fee

Free

Add money with Credit/Debit/Prepaid Card

Single Payment (Up to 1000 TL): 0% (7)
Single Payment (1000 TL and above): 2,49% (8)
3 Installments: 8,07%
6 Installments: 12,98%
9 Installments: 18,55%
12 Installments: 24,12%

Single Payment (up to 1,000TL): 0% (7)
3 Installments: 8,07%
6 Installments: 12,98%
9 Installments: 18,55%
12 Installments: 24,12%

Add Money by Money Transfer

Determined During the Transaction. (1)

Add Money by money transfer
(For amounts over 5,000 TL)

%0.25 (5)

Send Money by money transfer

2TL (2)

Daily withdraw limit

PTT: no fees
Halk Bank:
Upto 500 TL: 0.5% + 0,50 TL
500 TL+; 0.5%+ 1 TL
All other ATMs: %1.14+ 1 TL

PTT: no fees
Halk Bank:
Upto 500 TL: 0.5% + 0,50 TL
500 TL+; 0.5%+ 1 TL
All other ATMs: %1.14+ 1 TL)

Param EPT Transaction Fees

Account Types

Param Personal Account

Param Business Account

Account Opening Fee

Free

Account Maintenance Fee

Free

(1) The cost of the transaction depends on your financial instution's fees. You will be informed before you finalise the transaction. If you enter the account or card number wrong while you add money, there is 3 TL correction fee.
(2) Early disbursement commission is charged when you would like to use your funds before the value date. There is also 2TL per transaction fee.
(3) Early disbursement commission (pre-value) is 1.14% and 1TL fee is applied per transaction.
(4) Live exchange rates
(5) 0.25% comission is charged for the transactions equivalent to or more than 5,000 TL (capped with 250 TL)
(6) The cash withdrawal (5,000TL or higher amount) commission for cardless transactions at DenizBank, TEB and IsBank ATMs is 0.25% (capped with 250 TL). Only Param Member Card Holders can withdraw cash by using cardless transactions.
(7) Not valid on Param MegaCards.
(8) 3.50% commission is charged when you add money equivalent to 1,000 TL or more within one month.
- The transaction fees include Banking and Insurance Transaction Tax (BITT)
- 4% commission is charged when you add money with bonus points.
(9) Our users who have not made any financial transactions (cash withdrawal, fund loading, spending, transfer transactions, etc.) in the last 6 (six) months will be charged a monthly "Unused Account Fee" of 9.95 TL for each subsequent month.