TR

Fees and Limits

You can view all fees, limits and rates related to Param account, card and POS services on this page.

Param account transaction fees

Account types
Param account
Param Business account
Account opening fee
Free
Free
Account maintenance fee
Free
Free
Funding via Credit/Bank/Prepaid Card on Param Mobile
Single Payment (Up to 1000 TL): 0% (5)
Single Payment (Over 1000 TL): 4.09% (6)
3 Installments: 9,12%
6 Installments: 16,89%
9 Installments: 27,59%
12 Installments: 39,79%
Single Payment (Up to 1000 TL): 0% (5)
Single Payment (Over 1000 TL): 4.09% (6)
3 Installments: 9,79%
6 Installments: 16,89%
9 Installments: 27,59%
12 Installments: 39,79%
Add money by money transfer
Determined During the Transaction. (1)
Determined During the Transaction. (1)
Add money by money transfer
(For amounts over 5,000 TL)
%0.25 (3)
-
Sending Money by Wire Transfer/EFT
PTT ATMs do not charge a commission fee.
2 TL
Commission fee is not charged at PTT ATMs.
-
Send money to debit/prepaid card
2 TL (2)
-
Bill payment fees
Determined During the Transaction.
Determined During the Transaction.
Foreign exchange
Free
Free
Unused Account Fee
19,95 TL(9)
19,95 TL(9)

ParamKart Transaction Fees

Account Types
Param Account
ParamBusiness Account
Account Opening Fee
Free
Free
Account Maintenance Fee
Free
Free
Funding via Credit/Bank/Prepaid Card on Param Mobile
Single Payment (Up to 1000 TL): 0% (7))
Single Payment (Over 1000 TL): 4.09% (8)
3 Installments: 9,79%
6 Installments: 16,89%
9 Installments: 27,59%
12 Installments: 39,79%
Single Payment (Up to 1000 TL): 0% (7)
Single Payment (Over 1000 TL): 4.09% (8)
3 Installments: 9,79%
6 Installments: 16,89%
9 Installments: 27,59%
12 Installments: 39,79%
Add money by money transfer
Determined During the Transaction. (1)
Determined During the Transaction. (1)
Add money by money transfer
(For amounts over 5,000 TL)
%0.25
%0.25
Checking Balance at ATM
PTT ATMs do not charge a commission fee.
Other ATMs: 0.27 TL
Commission fee is not charged at PTT ATMs.
Other ATMs: 0.27 TL
Daily withdraw limit
PTT: no fees
Halk Bank:
Upto 499 TL: 0.5% + 0,50 TL
500 TL+; 0.5%+ 1 TL
All other ATMs: %1.14+ 1 TL
PTT: no fees
Halk Bank:
Upto 499 TL: 0.5% + 0,50 TL
500 TL+; 0.5%+ 1 TL
All other ATMs: %1.14+ 1 TL)
Funding via ATM
(Using Your Param Card at All Other Bank ATMs)
%1,14 + 1 TL (3)
%1,14 + 1 TL (3)
Funding via ATM
(Through Cardless Transaction Menu of DenizBank, TEB, and İş Bankası ATMs)
%0,25 (6)
%0,25 (6)
Send Money by money transfer
2TL (2)
-
Transferring Money to Bank/Prepaid Card"
2TL
-
Fund Deposit from PTT and Halkbank ATMs
Commission fee is not charged at PTT ATMs.
Halkbank ATM:
0-499 TL: 0.5% + 0.50 TL
Transactions over 500 TL:
0.5% + 1 TL
Commission is not charged at PTT ATMs.
Halkbank ATM:
0-499 TL: 0.5% + 0.50 TL
Transactions over 500 TL:
0.5% + 1 TL
FAST
Free
-

Param EPT Transaction Fees

Account Types
Param Personal Account
Param Business Account
Account Opening Fee
Free
Free
Account Maintenance Fee
Free
Free
(1) The exact transaction fee depends on the service fee of the institution you make a transaction with and is indicated during the transaction. If the account or card number is not written or written incorrectly when transferring TL by wire transfer/EFT, a fee of 3 TL is charged for the correction.
(2) The exchange rate to be used for currency conversion is specified during the transaction.
(3) Param charges 0.25% (2.5% per thousand) commission for transactions of 5,000 TL and above. The maximum commission amount that can be deducted is 250 TL.
(4) Param charges a commission of 0.25% (2.5% per thousand) for transactions of TRY 5,000 and above from the cardless transaction menus of DenizBank, TEB and İşbank ATMs. The maximum commission amount that can be deducted is 250 TL. Only corporate cards can be used for cardless transactions.
(5) Monthly loading Single Withdrawal amount 1000 TL
(6) A commission of 4.09% is charged for monthly top-ups over TRY 1,000 in total
(7) Full Business Day EFT Hours 08:30 - 16:30. Half Business Day EFT Hours 08:30 - 13:00. (Half Business Day EFT Hours 08:30 - 12:00 only for Ziraat Bank)
(8) Full Business Day EFT Hours 17:31 - 08:31. Half Business Day EFT Hours 13:01 - 24:00. Holidays 00:01 - 24:00.
- All transaction fees above include BITT.
- A 4% commission is charged for TL top-up transactions made with the points on your card.
(9) A monthly “Unused Account Fee” of TL 19.95 will be collected from the accounts of our users who have not made any financial transactions (cash withdrawals, fund uploads, expenditures, transfers, etc.) in the last 6 (six) months.

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